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Know - Única Area payments for the EURO.

14 march 2013

The spanish state was host to the transitional provisions set out in paragraphs 1, 3 and 5 of Regulation Art.16 (EU) 260/2012, keeping the final date for migration to SEPA - february 2014, service providers of payment of the administration will be able to make the change of bcc to RANGED/BIC until february 2016, free of charge for national payments. For communication with payment services of the administration will not be mandatory for use the standard ISO 20022 until february 2016.

With regard to the obligations under the regulation (EU) 260/2012 of 14 march 2012 laying down technical requirements and business facilities for transfers and direct debits in euros, it is reported that since the General secretariat of the treasury has been reported to the services of the european commission, the appointment of the bank of Spain, the competent authority in order to ensure compliance with the above-mentioned regulations.

It also has reported the decision of the spanish state under the transitional provisions set out in paragraphs 1, 3 and 5 of article 16 of the above-mentioned regulation laying down measures to which the member states are eligible. You will see:

  1. Allow up to 1 february 2016 that providers of payment services can offer your customers consumers (according to the definition of the rules of procedure) conversion services free of charge in the gtc the went for national operations.

  2. Given the characterization of niche product to the advances of credit (notebook 58) and the treatment of receipts issued by the effects subsystem (section 32), eximiéndoles until 1 february 2016 of compliance with the requirements set out in article 6, paragraphs 1 and 2.

  3. Allow up to 1 february 2016 users that, as consumers, send or receive payments can be used in batch sizes other than the message XML ISO20022 in its communications with providers of payment.

The european commission's services have published the decisions of each member state with regard to the issues and options in the law relating to the competent authority for the purposes of these rules, procedures killings of claim and resources and the transitional provisions (articles 10, 12 and 16 respectively) in the following link: (Opens in new window)

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